Funding MTF sex change surgery with insurance

Dr. Reed, my insurance company says they pay for sex change surgery, male to female vaginoplasty.  Will you work with that?  Erica

Dear Erica,

We are not contracted providers with any insurance company because they usually pay about 10 to 15 cents on the dollar.  There are always new surgeons on the scene who do accept insurance to gain case experience.  But ask them to tell you how many cases they have done and look at their web-sites to see if they show any before and after photos of vaginoplasty.

In our practice we sees patients all the time done elsewhere who need a touch up.  A typical patient scheduled next week has 5 items on their work list… 1. Lower clitoris.  2. Lower urethral opening as the urinary stream is hitting the toilet seat, 3. Provide a clitoral hood. 4.  Bring the labia majora together like mirror image parentheses. 5. Open the vagina (now way too tight).

The good news is if you are covered and your insurance pays for hospitalization, we’ll waive our facility fee, do you in the hospital and reduce our web-site fee by several thousand dollars.  That can’t hurt.


Harold M. Reed, M.D.
The Reed Centre for Transgender Surgery – Miami

Example #3: Male to Female Transsexual Surgery - Vaginoplasty with lubricious vulva - 3/1

Photo of Dr. Reed’s Vaginoplasty patient


Example #8: Male to Female Transsexual Surgery - SRS result of Dr. Reed.

After photo of Vaginoplasty

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